Cash Reserve artwork. For new and existing Rewards Checking accounts. Loans are subject to Wayne Bank’s credit policy. Cash Reserve Line of Credit has a variable rate and an annual fee of $20. Certain Restrictions apply. Credit lines from $1,000 to $10,000 available. Required minimum monthly payment of 4% of outstanding balance of $25, whichever is greater, must be debited from Rewards Checking account. Rewards Checking $5 monthly membership fee applies. Ask for details.