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Certificates of Deposit Rates

Duration Minimum Investment To Open Certificate Daily Balance Required To Earn APY Interest Rate Annual Percentage Yield
Add-On (Building Block) CD (24 Months) $1000 $0 0.20% 0.20%
32 - 90 Days $1000 $0 0.10% 0.10%
91 - 181 Days $1000 $0 0.10% 0.10%
182 - 364 Days $1000 $0 0.20% 0.20%
12 - 23 Months $500 $0 0.30% 0.30%
24 - 35 Months $500 $0 0.30% 0.30%
36 - 47 Months $500 $0 0.40% 0.40%
36 - 47 Months Bump Up* $1000 $0 .40% .40%
36 - 47 Months Bump Up* with Rewards Checking** $1000 $0 .45% .45%
48 - 59 Months $500 $0 0.50% 0.50%
48 - 59 Months Bump Up* $1000 $0 0.50% 0.50%
48 - 59 Months Bump Up* with Rewards Checking** $1000 $0 0.55% 0.55%
60 Month $500 $0 0.60% 0.60%
60 Month Bump Up* $1000 $0 0.60% 0.60%
60 Month Bump Up* with Rewards Checking** $1000 $0 0.65% 0.65%

*Customer may "bump-up" APY one time during the initial Certificate of Deposit (CD) term into a non-promotional CD of the same term.

**Must have a new or existing Rewards Checking Account to receive higher APY. Rewards Checking has a $5 monthly membership fee. Other fees for CD's and Rewards Checking may apply.

APY's are accurate as of and are subject to change daily.

Certificates of Deposit (CD's) are available for IRA investments.

Annual Percentage Yield assumes principle and interest remain on deposit. Interest is compounded daily and credited at least annually. Penalties will be imposed for early withdrawal. Other fees for CDs may apply. Fees could reduce earnings. Maximum investment amount of $250,000. Maximum per CD opened online is $50,000. Other products and rates are available. Please contact any community office for additional information.