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Personal Loans

AmountMaximum Term
(Months)
Premium Rate*Annual
Percentage Rates
Monthly Payment
per $1000 Borrowed
Rewards Checking Promotion
$1,000 - $10,000*
60 6.99% 6.99% $19.80
$1,000 - $10,000* 60 7.99% 7.99% $20.28
* 6.99% Annual Percentage Rate (APR) is based on a credit score of 700 or higher and has a cost of $19.80 per $1,000 borrowed. Personal loans for credit scores between 650-699 are also available with a 7.99% APR and a cost of $20.28 per $1,000 borrowed. Cost per thousand is per month, based on a maximum term of 60 months, and limited to loans between $1,000 and $10,000. Rates are subject to Wayne Bank’s credit policy. Rate assumes monthly payment is automatically drafted from a Wayne Bank Rewards Checking account. Rates are accurate as of July 1, 2020 and are subject to change. Other rates and terms available. Rewards Checking $5 monthly membership fee applies. Ask for details.