Mortgage Rates

YearsRatesPointsAnnual
Percentage Rates
Monthly Payment
per $1000 Borrowed
10 3.125% 1 3.478% $9.71
10 3.250% 0 3.390% $9.77
15 3.250% 1 3.367% $7.03
15 3.375% 0 3.471% $7.09
20 3.625% 1 3.816% $5.86
20 3.750% 0 3.826% $5.93
30 3.875% 1 4.013% $4.70
30 4.000% 0 4.055% $4.77

Annual Percentage Rates are effective as of June 22, 2017. APRs are subject to change without notice.

Rates and APRs as disclosed above assume loan is a conventional mortgage to purchase a conforming, owner occupied property with 20% down payment by a qualified borrower and payment is by automatic payment from a Wayne Bank checking account. Actual rate and APR to be determined based upon review of credit application.

If Auto Draft feature is not selected, add .25% to the above rates.

Other terms and rates are available. Please contact any local community office for additional information, or call 1-800-538-0234.

Call for rates and terms on Jumbo mortgages (over $417,000).

* Loans must meet secondary mortgage underwriting guidelines & Wayne Bank’s credit policy. For PA & NY properties only. For owner-occupied residential properties. Maximum loan amount may vary by county. Payments per thousand disclosed do not include escrow for taxes and insurance that may be required.