Home Equity Loans

Term (Months)Minimum LoanAnnual
Percentage Rates
Monthly Payment
per $1000 Borrowed
L-T-V Ratio
0-60 $10,000.00 3.40%(*Premium APR) $18.15
0-60 $10,000.00 4.49% $18.64 80 Percent
61-120 $10,000.00 4.40%(*Premium APR) $10.32 Loan To
61-120 $10,000.00 4.49% $10.36 Value
121-180 $10,000.00 4.80%(*Premium APR) $7.81

*Premium Annual Percentage Rates (APRs) shown are based on a credit score of 740 and above

All loans are subject to Wayne Bank's credit policy and may require $10,000 in new money. Borrower will reimburse lender for waived bank fees and lender paid third party charges if loan is paid off within 36 months of origination. APRs shown assume monthly payments are by auto draft from a Wayne Bank checking account. Payments per $1,000 above are based on maximum term shown, and do not include escrow for taxes and insurance that may be required.

Rates are effective as of August 16, 2018 and are subject to change. Other rates and terms are available.

Limited to PA and NY properties only. NY borrowers will be subject to NY state mortgage tax. Title insurance may be required. Other restrictions may apply. Ask for details. NMLS #462082