Debit Cards

With any Wayne Bank checking account you have the option of receiving a Wayne Bank Visa® Debit Card.*

Accepted at millions of merchant locations worldwide, nothing’s too small for Visa® Debit. More convenient than cash, simply present your card at the time of purchase and the amount is automatically deducted from your checking account balance. With your Wayne Bank Visa® Debit Card you will have access to over 23,000 surcharge-FREE ATMs nationwide!

Coming Soon! New enhanced chip-card security!

If you are already a debit cardholder, below we have more information about maintaining the secure use of your Debit Card.

Debit Card Security Tips

  • Security is one of our main concerns and we are monitoring for any unusual transaction activity 24/7, particularly, in areas across the U.S. and worldwide, that have greater instances of card fraud.
  • When traveling outside of Pennsylvania or New York, please contact us toll free at 1-800-598-5002 prior to your travels to avoid any potential disruption in card acceptance, as well as, for additional travel tips and reminders.
  • Knowing your PIN is essential to card security and accessibility as there may be instances at certain merchant locations and/or based on a transaction amount where a signature purchase may be declined, if this happens please ask the merchant to run as “debit” and use your PIN as authorization.If we do identify suspicious activity, you will be contacted by our Fraud Department – please note, we will never ask you for your card number or PIN.
  • For additional information on fraud events – local and national, please visit the Help – Alerts page of our website or contact us with any questions.



Find a FREE ATM Additional Resources for protecting against Fraud

* An annual fee is charged for debit and/or ATM card.