Mortgage Rates

YearsRatesPointsAnnual
Percentage Rates
Monthly Payment
per $1000 Borrowed
10 2.875% 2 3.436% $9.60
10 3.000% 1 3.346% $9.66
10 3.125% 0 3.259% $9.71
15 3.125% 2 3.512% $6.97
15 3.250% 1 3.489% $7.03
15 3.375% 0 3.468% $7.09
20 3.750% 2 4.056% $5.93
20 3.875% 1 4.065% $5.99
20 4.000% 0 4.074% $6.06
30 4.000% 2 4.223% $4.77
30 4.125% 1 4.263% $4.85
30 4.250% 0 4.304% $4.92

Annual Percentage Rates are effective as of July 2, 2015. APRs are subject to change without notice.

Rates and APRs as disclosed above assume loan is a conventional mortgage to purchase a conforming, owner occupied property with 20% down payment by a qualified borrower and payment is by automatic payment from a Wayne Bank checking account. Actual rate and APR to be determined based upon review of credit application.

If Auto Draft feature is not selected, add .25% to the above rates.

Other terms and rates are available. Please contact any local community office for additional information, or call 1-800-538-0234.

Call for rates and terms on Jumbo mortgages (over $417,000).

Payments per thousand above do not include escrow for taxes and insurance that may be required.

* Must meet secondary mortgage underwriting guidelines & Wayne Bank’s credit policy. For PA & NY properties only. For 1- 4 owner-occupied residential properties. Maximum loan amount may vary by county.Payments per thousand disclosed do not include escrow for taxes and insurance that may be required.