Mortgage Rates

YearsRatesPointsAnnual
Percentage Rates
Monthly Payment
per $1000 Borrowed
10 2.625% 2 3.183% $9.48
10 2.750% 1 3.095% $9.54
10 2.875% 0 3.009% $9.60
15 2.750% 2 3.133% $6.79
15 2.875% 1 3.112% $6.85
15 3.000% 0 3.092% $6.91
20 3.375% 2 3.677% $5.74
20 3.500% 1 3.687% $5.80
20 3.625% 0 3.697% $5.86
30 3.625% 2 3.843% $4.56
30 3.750% 1 3.885% $4.63
30 3.875% 0 3.928% $4.70

Annual Percentage Rates are effective as of April 16, 2015. APRs are subject to change without notice.

Rates and APRs as disclosed above assume loan is a conventional mortgage to purchase a conforming, owner occupied property with 20% down payment by a qualified borrower and payment is by automatic payment from a Wayne Bank checking account. Actual rate and APR to be determined based upon review of credit application.

If Auto Draft feature is not selected, add .25% to the above rates.

Other terms and rates are available. Please contact any local community office for additional information, or call 1-800-538-0234.

Call for rates and terms on Jumbo mortgages (over $417,000).

Payments per thousand above do not include escrow for taxes and insurance that may be required.

* Must meet secondary mortgage underwriting guidelines & Wayne Bank’s credit policy. For PA & NY properties only. For 1- 4 owner-occupied residential properties. Maximum loan amount may vary by county.Payments per thousand disclosed do not include escrow for taxes and insurance that may be required.