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Mortgage Rates

YearsRatesPointsAnnual
Percentage Rates
Monthly Payment
per $1000 Borrowed
10 2.625% 1 2.974% $9.48
10 2.750% 0 2.888% $9.54
15 2.750% 1 2.990% $6.79
15 2.875% 0 2.970% $6.85
20 3.125% 1 3.312% $5.61
20 3.250% 0 3.324% $5.67
30 3.375% 1 3.509% $4.42
30 3.500% 0 3.553% $4.49

Annual Percentage Rates are effective as of August 18, 2016. APRs are subject to change without notice.

Rates and APRs as disclosed above assume loan is a conventional mortgage to purchase a conforming, owner occupied property with 20% down payment by a qualified borrower and payment is by automatic payment from a Wayne Bank checking account. Actual rate and APR to be determined based upon review of credit application.

If Auto Draft feature is not selected, add .25% to the above rates.

Other terms and rates are available. Please contact any local community office for additional information, or call 1-800-538-0234.

Call for rates and terms on Jumbo mortgages (over $417,000).

* Loans must meet secondary mortgage underwriting guidelines & Wayne Bank’s credit policy. For PA & NY properties only. For owner-occupied residential properties. Maximum loan amount may vary by county. Payments per thousand disclosed do not include escrow for taxes and insurance that may be required.