Mortgage Rates

YearsRatesPointsAnnual
Percentage Rates
Monthly Payment
per $1000 Borrowed
10 2.875% 1 3.226% $9.60
10 3.000% 0 3.139% $9.66
15 2.875% 1 3.116% $6.85
15 3.000% 0 3.095% $6.91
20 3.375% 1 3.564% $5.74
20 3.500% 0 3.575% $5.80
30 3.625% 1 3.761% $4.56
30 3.750% 0 3.804% $4.63

Annual Percentage Rates are effective as of June 23, 2016. APRs are subject to change without notice.

Rates and APRs as disclosed above assume loan is a conventional mortgage to purchase a conforming, owner occupied property with 20% down payment by a qualified borrower and payment is by automatic payment from a Wayne Bank checking account. Actual rate and APR to be determined based upon review of credit application.

If Auto Draft feature is not selected, add .25% to the above rates.

Other terms and rates are available. Please contact any local community office for additional information, or call 1-800-538-0234.

Call for rates and terms on Jumbo mortgages (over $417,000).

* Loans must meet secondary mortgage underwriting guidelines & Wayne Bank’s credit policy. For PA & NY properties only. For owner-occupied residential properties. Maximum loan amount may vary by county. Payments per thousand disclosed do not include escrow for taxes and insurance that may be required.