To protect our customers and employees during this pandemic, some offices may have lobby restrictions.
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The Effort, Clarks Summit, Tannersville and Marshalls Creek Community Offices are currently DRIVE-THRU Only.

Construction Loan Special - To Celebrate our 150 Year Anniversary. 1.50% APR* During Construction Phase + ability to lock permanent convention mortgage APR at start of construction phase. *Based on a credit score of 720 and above and subject to Wayne Bank’s credit policy. Advertised APR (Annual Percentage Rate) is a limited time offer for a 9-12 month construction draw period only and will convert to a conventional APR to a construct a 1-4 family owner occupied property with a 20% down payment by a qualified borrower and payment is by auto draft from a Wayne Bank checking account. The APR follow the construction period will be based on the then current rates in effect for a conventional mortgage. To illustrate, a loan amount of $100,000 with a 9-month construction phase and a 30 year term would have an APR as of 10/19/21 of 2.99% in Pennsylvania and an APR of 3.03% in New York for the amortization period and are subject to change. Actual rates in effect following the 9-12 month construction period may be lower, or higher, than illustrated. Conventional mortgage APR may be locked at the start of the construction draw period, for a fee. For PA & NY properties only. Other rates and terms available. #NMLS 462082.