BANK LOCAL. SHOP LOCAL. WIN LOCAL. SCRANTON OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT IMPROVE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED. VALID IN THE 50 UNITED STATES AND THE DISTRICT OF COLUMBIA ONLY. ENTRY IN THIS CONTEST CONSTITUTES YOUR ACCEPTANCE OF THESE OFFICIAL RULES.

Eligibility:The Bank Local. Shop Local. Win Local. Drawing is open to legal residents of the 50 United States, and the District of Columbia, age 18 or older at the time of entry. Void outside the U.S., in Puerto Rico, and wherever else prohibited by law. Employees of Wayne Bank, and the immediate family members of, and/or those living in the same household of each, are not eligible to enter. Drawing is subject to all applicable federal, state and local laws and regulations.

Entry: There are 3 ways to enter. Limit: One entry per person per entry method (3 total entries per person maximum)

Method #1: Complete the entry form provided by Wayne Bank and submit it in person during business hours between 9:01 AM Eastern Time (“ET”) on Monday, December 12, 2016 and 4:59 PM ET on Friday, December 30, 2016 (the “Drawing Entry Period”) at 216 Adams Avenue, Scranton, Pennsylvania. Limit: One entry per person.

Method #2: On Facebook, between Monday, December 12, 2016 and 4:59 PM ET on Friday, December 30, 2016 (the “Drawing Entry Period”), Wayne Bank will post a contest entry message for December’s featured business on the facebook.com/waynebank page. Liking this post will enter you once for a chance to win the prize.

Method #3: Mail a postcard, including your name and complete address, to: The Bank Local. Shop Local. Win Local. Drawing, c/o Wayne Bank, 216 Adams Ave., Scranton, PA 18503. The postcard must be postmarked between Monday, December 12, 2016, and, Monday, December 26, 2016 and received by Friday, December 30, 2016. Limit: One entry per person. All entries become the property of the Sponsor and will not be returned or acknowledged. Sponsor is not responsible for lost, late, damaged, misdirected or postage-due mailed entries.

The Prize is: One $50 gift card.

The Total Approximate Retail Value of all prizes being offered is: $50.

Odds of winning will depend upon the total number of eligible entries received, but is estimated at no greater than 1:10,000.

Random Drawing:The winner will be selected on or about Tuesday, January 3, 2017, in a random drawing from among all eligible entries received, which will take place at the Central Scranton office of Wayne Bank, 216 Adams Ave., Scranton, Pennsylvania. All decisions are final.

Prize winner will be notified by either e-mail, phone, or Facebook. Wayne Bank shall have no liability for a winner's failure to receive notices due to winner’s spam, junk e-mail or other security settings or for winner’s provision of incorrect or otherwise non-functioning contact information. Winner need not be present to win. Prize winner can collect their prize in person, during business hours, on or after Tuesday, January 3, 2017 at Wayne Bank, 216 Adams Ave., Scranton, Pennsylvania. If the prize is not collected by Tuesday, March 28, 2017, it will be forfeited.

Prize Conditions: Prizes are not redeemable for cash. Prizes are non-assignable or transferable to another individual, except to a surviving spouse. No substitution is permitted. Any other incidental expenses on prize not specified herein are the sole responsibility of each winner.

Winner is responsible for all federal, state and local taxes, if applicable. Entry and acceptance of any prize constitutes permission for Wayne Bank to use winner's name, prize won, hometown and likeness for online posting and promotional purposes without further compensation, except where prohibited by law. Prize is guaranteed to be awarded.

General: Participating entrants agree to these Official Rules and the decisions of Wayne Bank, and release Wayne Bank, and all other businesses involved in this Drawing, as well as the employees, officers, directors and agents of each, from all claims and liability relating to their participation in the promotion, and the acceptance and use/misuse of the prize offered. Winner assumes all liability for any injury or damage caused or claimed to be caused, by participation in this Drawing or use/misuse or redemption of the prize. Wayne Bank is not responsible for any typographical or other error in the printing of the offer, administration of the Drawing or in the announcement of the prize.

Privacy: By entering and providing the entry information, Entrants acknowledge that Wayne Bank may send information it believes may be of interest to Entrant. On the entry form there is an option to request or deny a phone call from Wayne Bank. This is not required information and does not improve your chance of winning. Requesting a phone call will be considered express permission to call per Wayne Bank's Do-Not-Call Policy (available upon request).

Winner Confirmation:For a written confirmation of the December winner (available after Tuesday, January 3, 2017), send a stamped, self-addressed envelope (no later than Tuesday, March 21, 2017), to: The Bank Local. Shop Local. Win Local. December 2016 Drawing, Winner Confirmation Request, Wayne Bank, 216 Adams Ave., Scranton, PA 18503. The Sponsor of this Drawing is: Wayne Bank, 717 Main Street, Honesdale, PA 18431.

BANK LOCAL. SHOP LOCAL. WIN LOCAL. HONESDALE OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT IMPROVE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED. VALID IN THE 50 UNITED STATES AND THE DISTRICT OF COLUMBIA ONLY. ENTRY IN THIS CONTEST CONSTITUTES YOUR ACCEPTANCE OF THESE OFFICIAL RULES.

Eligibility:The Bank Local. Shop Local. Win Local. Drawing is open to legal residents of the 50 United States, and the District of Columbia, age 18 or older at the time of entry. Void outside the U.S., in Puerto Rico, and wherever else prohibited by law. Employees of Wayne Bank, and the immediate family members of, and/or those living in the same household of each, are not eligible to enter. Drawing is subject to all applicable federal, state and local laws and regulations.

Entry: There are 3 ways to enter. Limit: One entry per person per entry method (3 total entries per person maximum)

Method #1: Complete the entry form provided by Wayne Bank and submit it in person during business hours between 9:01 AM Eastern Time (“ET”) on Monday, December 12, 2016 and 4:59 PM ET on Friday, December 30, 2016 (the “Drawing Entry Period”) at 717 Main Street, Honesdale, Pennsylvania. Limit: One entry per person.

Method #2: On Facebook, between Monday, December 12, 2016 and 4:59 PM ET on Friday, December 30, 2016 (the “Drawing Entry Period”), Wayne Bank will post a contest entry message for December’s featured business on the facebook.com/waynebank page. Liking this post will enter you once for a chance to win the prize.

Method #3: Mail a postcard, including your name and complete address, to: The Bank Local. Shop Local. Win Local. Drawing, c/o Wayne Bank, 717 Main Street, Honesdale, PA 18431. The postcard must be postmarked between Monday, December 12, 2016, and, Monday, December 26, 2016 and received by Friday, December 30, 2016. Limit: One entry per person. All entries become the property of the Sponsor and will not be returned or acknowledged. Sponsor is not responsible for lost, late, damaged, misdirected or postage-due mailed entries.

The Prize is: One $25 gift card.

The Total Approximate Retail Value of all prizes being offered is: $25.

Odds of winning will depend upon the total number of eligible entries received, but is estimated at no greater than 1:10,000.

Random Drawing:The winner will be selected on or about Tuesday, January 3, 2017, in a random drawing from among all eligible entries received, which will take place at the Honesdale main office of Wayne Bank, 717 Main Street, Honesdale, Pennsylvania. All decisions are final.

Prize winner will be notified by either e-mail, phone, or Facebook. Wayne Bank shall have no liability for a winner's failure to receive notices due to winner’s spam, junk e-mail or other security settings or for winner’s provision of incorrect or otherwise non-functioning contact information. Winner need not be present to win. Prize winner can collect their prize in person, during business hours, on or after Tuesday, January 3, 2017 at Wayne Bank, 717 Main Street, Honesdale, Pennsylvania. If the prize is not collected by Tuesday, March 28, 2017, it will be forfeited.

Prize Conditions: Prizes are not redeemable for cash. Prizes are non-assignable or transferable to another individual, except to a surviving spouse. No substitution is permitted. Any other incidental expenses on prize not specified herein are the sole responsibility of each winner.

Winner is responsible for all federal, state and local taxes, if applicable. Entry and acceptance of any prize constitutes permission for Wayne Bank to use winner's name, prize won, hometown and likeness for online posting and promotional purposes without further compensation, except where prohibited by law. Prize is guaranteed to be awarded.

General: Participating entrants agree to these Official Rules and the decisions of Wayne Bank, and release Wayne Bank, and all other businesses involved in this Drawing, as well as the employees, officers, directors and agents of each, from all claims and liability relating to their participation in the promotion, and the acceptance and use/misuse of the prize offered. Winner assumes all liability for any injury or damage caused or claimed to be caused, by participation in this Drawing or use/misuse or redemption of the prize. Wayne Bank is not responsible for any typographical or other error in the printing of the offer, administration of the Drawing or in the announcement of the prize.

Privacy: By entering and providing the entry information, Entrants acknowledge that Wayne Bank may send information it believes may be of interest to Entrant. On the entry form there is an option to request or deny a phone call from Wayne Bank. This is not required information and does not improve your chance of winning. Requesting a phone call will be considered express permission to call per Wayne Bank's Do-Not-Call Policy (available upon request).

Winner Confirmation:For a written confirmation of the December winner (available after Tuesday, January 3, 2017), send a stamped, self-addressed envelope (no later than Tuesday, March 21, 2017), to: The Bank Local. Shop Local. Win Local. December 2016 Drawing, Winner Confirmation Request, Wayne Bank, PO Box 269, Honesdale, PA 18431. The Sponsor of this Drawing is: Wayne Bank, 717 Main Street, Honesdale, PA 18431.

BANK LOCAL. SHOP LOCAL. WIN LOCAL. STROUDSBURG OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT IMPROVE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED. VALID IN THE 50 UNITED STATES AND THE DISTRICT OF COLUMBIA ONLY. ENTRY IN THIS CONTEST CONSTITUTES YOUR ACCEPTANCE OF THESE OFFICIAL RULES.

Eligibility:The Bank Local. Shop Local. Win Local. Drawing is open to legal residents of the 50 United States, and the District of Columbia, age 18 or older at the time of entry. Void outside the U.S., in Puerto Rico, and wherever else prohibited by law. Employees of Wayne Bank, and the immediate family members of, and/or those living in the same household of each, are not eligible to enter. Drawing is subject to all applicable federal, state and local laws and regulations.

Entry: There are 3 ways to enter. Limit: One entry per person per entry method (3 total entries per person maximum)

Method #1: Complete the entry form provided by Wayne Bank and submit it in person during business hours between 9:01 AM Eastern Time (“ET”) on Monday, December 12, 2016 and 4:59 PM ET on Friday, December 30, 2016 (the “Drawing Entry Period”) at 308 Stroud Mall Road, Stroudsburg, Pennsylvania. Limit: One entry per person.

Method #2: On Facebook, between Monday, December 12, 2016 and 4:59 PM ET on Friday, December 30, 2016 (the “Drawing Entry Period”), Wayne Bank will post a contest entry message for December’s featured business on the facebook.com/waynebank page. Liking this post will enter you once for a chance to win the prize.

Method #3: Mail a postcard, including your name and complete address, to: The Bank Local. Shop Local. Win Local. Drawing, c/o Wayne Bank, 308 Stroud Mall Road, Stroudsburg, PA 18360. The postcard must be postmarked between Monday, December 12, 2016, and, Monday, December 26, 2016 and received by Friday, December 30, 2016. Limit: One entry per person. All entries become the property of the Sponsor and will not be returned or acknowledged. Sponsor is not responsible for lost, late, damaged, misdirected or postage-due mailed entries.

The Prize is: One $25 gift card.

The Total Approximate Retail Value of all prizes being offered is: $25.

Odds of winning will depend upon the total number of eligible entries received, but is estimated at no greater than 1:10,000.

Random Drawing:The winner will be selected on or about Tuesday, January 3, 2017, in a random drawing from among all eligible entries received, which will take place at the Stroudsburg office of Wayne Bank, 308 Stroud Mall Road, Stroudsburg, Pennsylvania. All decisions are final.

Prize winner will be notified by either e-mail, phone, or Facebook. Wayne Bank shall have no liability for a winner's failure to receive notices due to winner’s spam, junk e-mail or other security settings or for winner’s provision of incorrect or otherwise non-functioning contact information. Winner need not be present to win. Prize winner can collect their prize in person, during business hours, on or after Tuesday, January 3, 2017 at Wayne Bank, 308 Stroud Mall Road, Stroudsburg, Pennsylvania. If the prize is not collected by Tuesday, March 28, 2017, it will be forfeited.

Prize Conditions: Prizes are not redeemable for cash. Prizes are non-assignable or transferable to another individual, except to a surviving spouse. No substitution is permitted. Any other incidental expenses on prize not specified herein are the sole responsibility of each winner.

Winner is responsible for all federal, state and local taxes, if applicable. Entry and acceptance of any prize constitutes permission for Wayne Bank to use winner's name, prize won, hometown and likeness for online posting and promotional purposes without further compensation, except where prohibited by law. Prize is guaranteed to be awarded.

General: Participating entrants agree to these Official Rules and the decisions of Wayne Bank, and release Wayne Bank, and all other businesses involved in this Drawing, as well as the employees, officers, directors and agents of each, from all claims and liability relating to their participation in the promotion, and the acceptance and use/misuse of the prize offered. Winner assumes all liability for any injury or damage caused or claimed to be caused, by participation in this Drawing or use/misuse or redemption of the prize. Wayne Bank is not responsible for any typographical or other error in the printing of the offer, administration of the Drawing or in the announcement of the prize.

Privacy: By entering and providing the entry information, Entrants acknowledge that Wayne Bank may send information it believes may be of interest to Entrant. On the entry form there is an option to request or deny a phone call from Wayne Bank. This is not required information and does not improve your chance of winning. Requesting a phone call will be considered express permission to call per Wayne Bank's Do-Not-Call Policy (available upon request).

Winner Confirmation:For a written confirmation of the December winner (available after Tuesday, January 3, 2017), send a stamped, self-addressed envelope (no later than Tuesday, March 21, 2017), to: The Bank Local. Shop Local. Win Local. December 2016 Drawing, Winner Confirmation Request, Wayne Bank, 308 Stroud Mall Road, Stroudsburg, PA 18360. The Sponsor of this Drawing is: Wayne Bank, 717 Main Street, Honesdale, PA 18431.