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For Immediate Release

Wayne Bank Promotes Bank Controller Nancy A. Hart to Senior Vice President

Honesdale, PA – Lewis J. Critelli, President and Chief Executive Officer of Wayne Bank is pleased to announce the promotion of Nancy A. Hart to Senior Vice President.

According to Mr. Critelli, “It is my great pleasure to announce this promotion. Nancy has dedicated her career to furthering the financial well-being of Norwood Financial and Wayne Bank, and there are few people as deserving of such recognition.”

Nancy joined the Bank in 1979 as a member of the Bookkeeping Department. Over the course of her career with Wayne Bank she has held positions in the Loan Department, as a Branch Manager and a Finance Manager in the Accounting Department. In 1997 Nancy was promoted to Controller and Assistant Secretary. In 2001 Nancy was promoted to her current title of Vice President. Nancy has earned an Associate Degree, with honors in Banking and Finance through the American Institute of Banking. Nancy has also completed a two-year Graduate School of Banking and Financial Management and has completed the three-year PBA School of Banking.

Wayne Bank is a subsidiary of Norwood Financial Corp., Member FDIC, and is located in Honesdale, Pennsylvania. The Bank has 15 Community Offices in Wayne, Lackawanna, Pike and Monroe Counties with Commercial Lenders easily accessible within each of those counties. The stock trades on the NASDAQ Global Market under the symbol— NWFL.

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