Unsecured Personal Loans

AmountMaximum Term
(Months)
Premium Rate*Annual
Percentage Rates
Monthly Payment
per $1000 Borrowed
$2,500 - $10,000* 60 7.49% 8.55% $20.04

*Based on a minimum credit score of 740 and subject to Wayne Bank’s credit policy. **Some restrictions apply. Minimum & maximum amounts may apply. Additional information such as terms, restrictions, fees & closing costs available.

Annual Percentage Rates are effective as February 26, 2014, and are subject to change without notice.

Final rate and APR will be determined based on review of credit application.

Rates and APRs for 60-month loans range from a rate of 7.49% with an APR of 8.55% as disclosed above to a rate of 10.74% with an APR of 11.81% and a monthly payment of $21.61 per $1,000 borrowed.

Annual Percentage Rate calculation includes a $125 loan documentation fee and is based on a $5,000 loan for 60 months. Loan documentation fee for loans under $5000 is $100.

Other terms and rates are available. Please contact any local community office for additional information.

Personal Unsecured Loan rates above can be reduced by .25% if the Auto Draft feature is chosen.

*Minimum loan amount for a 60 month term is $5,000.