Official Rules for eStatement Promotion

OFFICIAL WAYNE BANK "101 Reasons to Sign Up for eStatements" CONTEST RULES

1. ELIGIBILITY

NO PURCHASE NECESSARY TO ENTER. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. By having previously enrolled and actively receiving Wayne Bank eStatements, or signing up for eStatements between July 5, 2013 and October 31, 2013, you will be automatically entered into the drawing. If you do not wish to sign up for eStatements, you may still participate in the contest. (See “Entries” section below)

Employees, directors and volunteers of Wayne Bank, affiliated and subsidiary companies, advertising and promotion agencies, legal advisors, and the immediate family or members of the households of directors and volunteers are not eligible. Previous winners of eStatement promotions are not eligible to win.  By entering, you (Minors are not eligible) agree to these Official Rules and the decisions of Wayne Bank, which are final and binding in all respects.

Void where prohibited by law.

2. PROMOTIONAL PERIOD

Promotional period begins on July 5, 2013 at 12:00 A.M. Eastern Standard Time (EST), and ends on October 31, 2013 at 11:59:59 P.M. EST ("Promotional Period"). WAYNE BANK reserves the right to terminate the promotion by giving notice during any calendar month, deemed appropriate by WAYNE BANK, in which case the Promotion will terminate on the date established in the notice. Three (3) Prizes consisting of $101.00 will nevertheless be awarded as stated below in the event of any early termination based upon all entries received prior to the moment of termination.

3. ENTRY

All accountholders who have enrolled for eStatements with Wayne Bank prior to or during the promotional period will be entered in the drawing once for each account receiving an eStatement as of the drawing dates. Other eligible interested parties may enter the drawing one time by handwriting their name, address, and phone number on a 3 inch by 5 inch index card (Alternate Method of Entry) and mailing it via the United States Postal Service to: Wayne Bank Attn: eStatement Promotion 713, PO Box 269, Honesdale, Pennsylvania, 18431. Entries received by October 31, 2013 will be entered into the November 1, 2013 drawing. Submitting multiple index cards or mechanically reproduced entries will result in disqualification. Electronic mail, fax, or hand delivered entries will not be eligible.

4. DRAWING

Prize Winners will be selected by random drawing from all eligible entries received by the date of each interim drawing. WAYNE BANK will conduct drawings for (1) prize on September 1, 2013, and (1) prize on October 1, 2013, and (1) prize on November 1, 2013. Drawings will be conducted under the supervision of WAYNE BANK. To be declared a Winner, you do not need to be present at the drawing. Prizes will be delivered to the Wayne Bank local community office of the winner's choice for pick up. Winner is responsible for picking up the prize at which time positive personal identification must be provided by the winner to Wayne Bank.

5. PRIZE/ODDS

Three (3) prizes of one hundred-one dollars and zero cents ($101.00) each will be awarded (1) at a time in intervals as described in item 4 above throughout the Promotional Period. Odds of winning the Prizes depend on the number of eligible entries received for that drawing, but are estimated to be no greater than 1 in 10,000. WAYNE BANK reserves the right at its sole discretion to provide the winners with a substitute Prize or other Prize of equal or greater value. Such Qualified Prize Option could be subject to the requirements of section 451(h) of Title 26 of the U.S. Code, including the requirement that such an option be exercised within sixty (60) days of the winner's entitlement to receive such prize. Further, if the winner elects the Prize, the winner agrees to release the WAYNE BANK from all liability and responsibility for payments of the prize. No assignment, transfer or substitution of prize is permitted.

Taxes are the sole responsibility of winner. Minors are not eligible.

6. GENERAL CONDITIONS

If requested, winner must complete, execute and return an Affidavit of Eligibility, a Liability Release, and where lawful, Publicity Release within 7 days of notification. Failure to timely return documents, or if prize notification or prize is returned as non-deliverable, or if winner is found not to be in compliance with these Official Rules or otherwise ineligible, may result in disqualification with an alternate winner selected.

Where permitted by law, winner, grants to WAYNE BANK, and those acting pursuant to its direction or control, (and agree to confirm such grant in writing upon request), the right to print, publish, broadcast and use, worldwide in any media now known or hereafter developed, including but not limited to the world wide web, at any time or times, the winner's name, portrait, picture, voice, likeness and biographical information as news or information and for advertising, trade and promotional purposes without additional consideration and without notification, review or approval.

Participants, release and agree to hold harmless WAYNE BANK, affiliates, subsidiaries, advertising and promotion agencies and their respective directors, officers, employees, representatives and agents from any and all liability for any injuries, loss or damage of any kind to person, including death, and property, arising in whole or in part, directly or indirectly, from acceptance, possession, use or misuse of the Prize or any other prizes, participation in this Promotion, or participation in any of this Promotion-related activity.

WAYNE BANK reserves the right, at its sole discretion, to disqualify any individual it finds, in its sole discretion, to be tampering with the entry process or the operation of the Promotion or web site; to be in violation of the Terms of Service of the web site; to be acting in violation of the Official Rules; to be acting in a non-sportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten or harass any other person.

Any use of robotic, automatic, macro, programmed or like entry methods will void all such entries by such methods and persons using any such methods will be disqualified.

If for any reason this Promotion is not capable of running as planned due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes which, in the sole opinion of WAYNE BANK, corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Promotion, WAYNE BANK reserves the right to cancel, terminate, modify or suspend the Promotion and conduct a random drawing to award the Prizes using all eligible non-suspect entries received as of the termination date. If the Promotion is terminated due to tampering or technical difficulties prior to its expiration date, notice will be posted at each community office and WAYNE BANK’s web site.

ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEB SITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE PROMOTION IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, WAYNE BANK RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM THOSE RESPONSIBLE TO THE FULLEST EXTENT PERMITTED BY LAW.

7. LIMITATIONS OF LIABILITY

WAYNE BANK IS NOT RESPONSIBLE FOR LATE, LOST, ILLEGIBLE, MISDIRECTED, STOLEN, UNDELIVERED, SEPARATED, OR POSTAGE DUE ENTRIES OR MAIL, AND WAYNE BANK ASSUMES NO RESPONSIBILITY FOR ANY ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMMUNICATIONS LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO ITS WEB SITES. WAYNE BANK IS NOT RESPONSIBLE FOR ANY PROBLEMS OR TECHNICAL MALFUNCTION OF ANY TELEPHONE NETWORK OR TELEPHONE LINES, COMPUTER ON-LINE SYSTEMS, SERVERS, COMPUTER EQUIPMENT, SOFTWARE, OR ANY COMBINATION THEREOF, RELATED TO FAILURE OF ANY ENTRY TO BE RECEIVED BY WAYNE BANK.

WAYNE BANK IS NOT RESPONSIBLE FOR ANY INCORRECT CAPTURE OF INFORMATION OR THE FAILURE TO CAPTURE SUCH INFORMATION, WHETHER CAUSED BY WEB SITE USERS, TAMPERING OR HACKING, OR BY ANY OF THE EQUIPMENT OR PROGRAMMING ASSOCIATED WITH OR UTILIZED IN THE PROMOTION. WAYNE BANK IS NOT RESPONSIBLE FOR INJURY OR DAMAGE TO PARTICIPANTS' OR TO ANY OTHER PERSON'S COMPUTER RELATED TO OR RESULTING FROM PARTICIPATING IN THIS PROMOTION OR DOWNLOADING MATERIALS FROM OR USE OF THE WEB SITE.

IN NO EVENT WILL WAYNE BANK, OR AFFILIATES, SUBSIDIARIES AND RELATED COMPANIES, THEIR ADVERTISING OR PROMOTION AGENCIES OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES AND AGENTS, BE RESPONSIBLE OR LIABLE FOR ANY DAMAGES OR LOSSES OF ANY KIND, INCLUDING DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF YOUR PARTICIPATION IN THIS PROMOTION, ACCESS TO AND USE OF WAYNE BANK’S INTERNET SITE OR THE DOWNLOADING FROM AND/OR PRINTING MATERIAL DOWNLOADED FROM SAID SITE. WITHOUT LIMITING THE FOREGOING, EVERYTHING ON THIS SITE AND IN THIS PROMOTION IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. SOME JURISDICTIONS MAY NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES OR EXCLUSION OF IMPLIED WARRANTIES SO SOME OF THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. CHECK YOUR LOCAL LAWS FOR ANY RESTRICTIONS OR LIMITATIONS REGARDING THESE LIMITATIONS OR EXCLUSIONS.

8. ARBITRATION AND DISPUTES

As a condition of participating in this Promotion, participant agrees that any and all disputes which cannot be resolved between the parties, claims and causes of action arising out of or connected with this Promotion, or any prizes awarded, or the determination of winners shall be resolved individually, without resort to any form of class action exclusively by arbitration pursuant to the commercial arbitration rules of the American Arbitration Association, then effective. Further, in any such dispute, under no circumstances will participant be permitted to obtain awards for, and hereby waives all rights to claim punitive, incidental or consequential damages, or any other damages, including attorneys' fees, other than participant's actual out-of-pocket expenses (i.e., costs associated with entering this Promotion), and participant further waives all rights to have damages multiplied or increased. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of participant and WAYNE BANK in connection with this Promotion, shall be governed by, and construed in accordance with, the laws of the Commonwealth of Pennsylvania, U.S.A.

9. WINNERS LIST The prizewinners will be notified as follows: by phone, email or mail. For a copy of the name of the prizewinners, write Wayne Bank Attn: eStatement Promotion 713, PO Box 269, Honesdale, PA 18431.